Home & Property
Home loans, stamp duty by state, EMI vs rent, RERA basics, joint loans and tax benefits.
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Home Loan EMI (with Tax Benefit)
EMI, total interest, 80C and 24(b) tax savings combined.
Rent vs Buy Calculator
With opportunity cost, stamp duty, brokerage and tax.
Latest in Home & Property
10 min read · Updated 2026-04-05
Rent vs Buy, the honest maths (with opportunity cost)
Your parents will tell you 'rent is wasted money.' That's wrong about 60% of the time in tier-1 metros today. Here's how to actually decide.
9 min read · Updated 2026-06-10
Home loan prepayment vs SIP: where should your bonus go?
Got a bonus and a home loan? The choice between prepaying and investing is part maths, part temperament. Here is the honest framework for deciding.
7 min read · Updated 2026-06-01
Stamp duty and registration charges when buying a home in India
Stamp duty and registration can add 5 to 8 percent to a property's price, the cost buyers most often forget to budget. Here is how it works and how to lower it.
7 min read · Updated 2026-05-10
RERA Basics Every First-Time Homebuyer Should Know
RERA is India's homebuyer safeguard. Here is what it is, how to confirm a project is registered before you pay, the protections it gives you on carpet area and delivery, and how to check your state RERA website.
7 min read · Updated 2026-05-11
Joint home loan: who should co-borrow, and the tax angle
A joint home loan can raise how much you borrow and let two co-owners each claim home-loan tax deductions. Here is who should join the loan, the tax angle, and the shared responsibility you both take on.
7 min read · Updated 2026-05-12
Under-construction vs ready-to-move: the real cost and risk difference
Under-construction flats look cheaper on the sticker, but you pay rent plus pre-EMI for years and carry delivery risk. Ready-to-move costs more upfront but skips GST and the gamble. Here is how to weigh the two honestly.
7 min read · Updated 2026-09-04
Getting your rental security deposit back in India
What a landlord can lawfully deduct, what they cannot, and the evidence to gather on the day you move in rather than the day you leave.
6 min read · Updated 2026-09-26
Why rent agreements in India are 11 months, and when to register
An 11-month agreement avoids compulsory registration under the Registration Act. What that saves, what it does not, the Maharashtra exception, and the clauses to check.
Topics we cover in Home & Property
Home loan guide
The full guide on Home loan guide is being written. Get it the moment it lands.
EMI vs rent
The full guide on EMI vs rent is being written. Get it the moment it lands.
Stamp duty
- Stamp duty and registration charges when buying a home in India →
Stamp duty and registration can add 5 to 8 percent to a property's price, the cost buyers most often forget to budget. Here is how it works and how to lower it.
RERA
- RERA Basics Every First-Time Homebuyer Should Know →
RERA is India's homebuyer safeguard. Here is what it is, how to confirm a project is registered before you pay, the protections it gives you on carpet area and delivery, and how to check your state RERA website.
Joint loans
The full guide on Joint loans is being written. Get it the moment it lands.
Price negotiation
The full guide on Price negotiation is being written. Get it the moment it lands.