All money-saving calculators
44 tools across 8 buckets. Every result is explained in plain English and shows what the same money would do if invested instead.
Lifestyle & Spending Habits6 tools
What's That Daily Habit Costing You?
LiveCoffee, Swiggy, OTT — see what they really cost over 10 years.
Indian 50/30/15/5 Budget Analyser
LiveNeeds, wants, savings and EMI — rebuilt for Indian households.
Subscription Killer
LiveList every auto-debit. See the annual damage you didn't notice.
Should I Buy This?
LivePrice ÷ frequency = cost per use. The honest pre-purchase test.
Lifestyle Inflation Tracker
LiveYour salary went up. Did your savings rate keep pace?
Cigarette Cost Tracker
LiveWhat smoking has already cost you. What quitting would build.
Cards & Loans8 tools
EMI Calculator
LiveMonthly EMI, total interest, prepayment scenarios.
Credit Card Interest Cost
LiveTrue rupee cost of revolving a balance.
Credit Card Minimum Payment Trap
SoonHow long to clear if you pay only the minimum.
Balance Transfer Savings
SoonWorth moving your card debt to a 1% transfer offer?
Loan Eligibility Estimator
SoonWhat you can borrow, based on income and FOIR.
Loan Prepayment Savings
SoonWhat one extra EMI a year saves on a home loan.
Education Loan EMI
SoonWith moratorium and interest accrual during studies.
CIBIL Score Improvement Roadmap
SoonPersonalised 6-12 month plan based on your current score.
Banking & Savings8 tools
FD Maturity Calculator
LiveMaturity value after TDS — not the bank's headline number.
FD Laddering Builder
SoonBuild a 12-month FD ladder for steady liquidity + best rates.
RD Calculator
SoonRecurring deposit maturity with monthly contribution.
PPF Calculator
SoonYear-by-year balance, 15 years and beyond with extensions.
Sukanya Samriddhi Calculator
SoonDaughter's future fund — maturity at age 21.
NSC Calculator
SoonNational Savings Certificate, 5-year maturity.
Savings Account Comparison
SoonWhat ₹1L/₹5L earns across top banks per year.
Real Return Calculator
SoonInterest minus inflation minus tax — your actual gain.
Investing8 tools
SIP Calculator
LiveMonthly SIP with step-up, future value, real return.
Lumpsum vs SIP Comparison
SoonWhich actually wins for your situation?
Goal-Based Investment Planner
SoonReverse-engineer the monthly SIP for any goal.
ELSS vs Tax-Saving FD
SoonCompare returns and lock-in over 5-15 years.
Expense Ratio Impact
SoonWhat a 1% vs 2% expense ratio costs over 20 years.
Asset Allocation Recommender
SoonEquity/debt/gold split based on age and risk tolerance.
Retirement Corpus Calculator
SoonHow much you actually need at 60, inflation-adjusted.
NPS Calculator
SoonTier-1 corpus, lump-sum + annuity split, tax benefit.
Insurance3 tools
Tax4 tools
Home & Property4 tools
Home Loan EMI (with Tax Benefit)
SoonEMI, total interest, 80C and 24(b) tax savings combined.
Rent vs Buy Calculator
LiveWith opportunity cost, stamp duty, brokerage and tax.
Stamp Duty Calculator
SoonState-wise stamp duty + registration + women-buyer discount.
Property Affordability
SoonMax property price based on income, EMI capacity, down payment.