12 questions · 3 minutes
Money Health Check
Twelve questions, three minutes, your full financial health audited across six dimensions. Private, free, and yours to keep. Just maths.
Step 1 of 4 · About you
Thirty seconds of context so the maths fits your life.
years
people
years old
How we score
Six dimensions, each weighted by how much it matters to long-term financial resilience for Indian households. Emergency fund and debt burden carry the most weight, get those right and everything else has time to compound.
- Emergency fund (15%), months of expenses you could cover without income.
- Debt burden (20%), your EMI as a share of take-home (FOIR).
- Savings rate (20%), monthly SIP as a share of income.
- Insurance cover (15%), term life (15× income rule) + health cover.
- Invested wealth (15%), wealth-to-income ratio benchmarked against your age.
- Retirement readiness (15%), projected corpus vs corpus needed.
This is a maths-based audit, not personalised advice. For specific decisions involving large sums, talk to a SEBI-registered fee-only financial planner.