The PaisaExpert guide to
Reclaim & Rights
Recover wrong charges, find forgotten money on UDGAM/IEPF, RBI Ombudsman and consumer court.

Start with this guide
How to find forgotten money, unclaimed deposits, dividends, and shares
India has tens of thousands of crores in unclaimed deposits and shares. Some of it might be yours. Here's the exact process to check and reclaim.
Read the guideWork out your number first
All calculatorsMost opened
What's That Daily Habit Costing You?
Coffee, Swiggy, OTT, see what they really cost over 10 years.
Most opened
Subscription Killer
List every auto-debit. See the annual damage you didn't notice.
Indian 50/30/15/5 Budget Analyser
Needs, wants, savings and EMI, rebuilt for Indian households.
Should I Buy This?
Price ÷ frequency = cost per use. The honest pre-purchase test.
More in Reclaim & Rights
RBI Ombudsman: How to Complain Against a Bank for Free
How to dispute a wrong or fraudulent card charge in India
DigiLocker: the documents every Indian should store there
Bank charges you can actually get refunded in India
Unclaimed shares and dividends: how to get them back from the IEPF
You have been defrauded on UPI. What to do in the first hour
Topics we cover in Reclaim & Rights
RBI Ombudsman
Consumer court
The full guide on Consumer court is being written.
UDGAM unclaimed
The full guide on UDGAM unclaimed is being written.
Wrong card charges
The full guide on Wrong card charges is being written.
DigiLocker
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