Investing
Mutual funds, SIPs, index funds, ELSS, NPS, stocks, IPOs, REITs and SGBs, explained simply.
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What's That Daily Habit Costing You?
Coffee, Swiggy, OTT, see what they really cost over 10 years.
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Subscription Killer
List every auto-debit. See the annual damage you didn't notice.
SIP Calculator
Monthly SIP with step-up, future value, real return.
Lumpsum vs SIP Comparison
Which actually wins for your situation?
Latest in Investing
6 min read · Updated 2026-05-01
How we research before we publish
The methodology behind every article, calculator and recommendation on PaisaExpert. Read this once. If we ever stray, hold us to it.
8 min read · Updated 2026-04-15
SIP vs Lumpsum, which actually wins in Indian markets?
The textbook answer is 'lumpsum on average wins.' The honest answer is 'most people can't psychologically handle lumpsum.' Here's how to choose.
8 min read · Updated 2026-06-13
How to start a SIP with ₹500 a month in India
You do not need a lot of money or a broker to start investing. You need ₹500, a PAN, and 20 minutes. Here is the exact, honest, step-by-step way to begin.
8 min read · Updated 2026-06-08
Index funds vs active mutual funds in India: the honest comparison
Active funds promise to beat the market. Most do not, after fees. Here is what the Indian data shows, and how to decide what belongs in your portfolio.
8 min read · Updated 2026-06-06
NPS tax benefit explained: the extra ₹50,000 deduction and the catch
NPS offers a tax deduction no other product matches, plus low-cost market returns for retirement. But the lock-in and the annuity rule are real. Here is the honest picture.
7 min read · Updated 2026-05-24
Lifestyle inflation: why your raise vanishes every year
Your income keeps rising and your savings rate does not. That gap is lifestyle inflation, and it quietly decides whether you ever get wealthy.
6 min read · Updated 2026-05-23
Cost of delaying SIP: what one late year really costs you
The most expensive money mistake in India is not a bad investment. It is a delayed one. Here is what every year of waiting quietly costs by retirement.
7 min read · Updated 2026-05-22
FIRE in India: the number that makes work optional
Financial independence is a number, not an age. Here is how to find your FIRE number, and why your savings rate matters more than your salary.
7 min read · Updated 2026-08-13
How to open a demat account in India: the 15-minute version
What a demat account actually is, the documents you need, what it costs, and how to avoid the two settings that quietly cost beginners money.
7 min read · Updated 2026-08-13
How to buy shares in India: a beginner's walkthrough
The mechanics of placing your first order, what market and limit actually mean, and the four mistakes almost every new Indian investor makes.
6 min read · Updated 2026-08-13
Nifty 50 and Sensex explained, and why they matter to you
What the two numbers on every news bulletin actually measure, why they differ, and the only practical thing a normal investor should do about them.
7 min read · Updated 2026-08-13
Intraday trading versus long-term investing: what the data says
SEBI has published what happens to individual traders in India. The numbers are unambiguous, and worth reading before you open a trading app.
7 min read · Updated 2026-08-13
Mutual funds or direct stocks: which is right for you
Both own the same companies. The difference is who does the work, what it costs, and how much of your outcome depends on being right.
8 min read · Updated 2026-08-21
Gold in an Indian portfolio: the honest guide
Physical, digital or ETF. What each actually costs you, what gold has really returned, and how much belongs in a portfolio.
8 min read · Updated 2026-08-21
NPS vs PPF vs EPF: which retirement account deserves your money
Three government-backed retirement options, three completely different trade-offs on return, lock-in, tax and how much of it you get as cash.
8 min read · Updated 2026-09-05
Nomination: what actually happens to your money when you die
A nominee is a receiver, not an owner. What that distinction means in practice, and the accounts where nobody is named at all.
6 min read · Updated 2026-09-15
Share price vs market cap: why a costly share is not a big company
One MRF share cost about 99 times a Reliance share. Reliance was about 32 times the bigger company. What a share price actually tells you, and what it does not.
Topics we cover in Investing
SIP basics
The full guide on SIP basics is being written. Get it the moment it lands.
Index vs active
The full guide on Index vs active is being written. Get it the moment it lands.
ELSS
The full guide on ELSS is being written. Get it the moment it lands.
NPS
- NPS tax benefit explained: the extra ₹50,000 deduction and the catch →
NPS offers a tax deduction no other product matches, plus low-cost market returns for retirement. But the lock-in and the annuity rule are real. Here is the honest picture.
- NPS vs PPF vs EPF: which retirement account deserves your money →
Three government-backed retirement options, three completely different trade-offs on return, lock-in, tax and how much of it you get as cash.
IPOs
The full guide on IPOs is being written. Get it the moment it lands.
REITs & InvITs
The full guide on REITs & InvITs is being written. Get it the moment it lands.
Gold & SGBs
The full guide on Gold & SGBs is being written. Get it the moment it lands.