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GST Council meeting postponed to 7 October
The 57th meeting, set for 12 September, was moved because of the BRICS summit in New Delhi. Its agenda is expected to centre on business compliance rather than tax rates.
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Money Health Check
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Take the check →Money facts from PaisaExpert tools: ₹250/day of chai + auto = ₹75 lakh in 20 years, invested. Regular vs Direct mutual funds: the ~1% fee gap can cost ₹15–20 lakh over 20 years. Big banks pay ~2.7% on savings. Small finance banks: up to ~7.5%, same ₹5 lakh insurance. Carrying a credit card balance costs ~42% a year. A 10% yearly step-up SIP nearly doubles your 20-year corpus. Switching jobs in India typically pays 20–40% more than waiting for a raise. India has ₹78,000+ crore in unclaimed deposits. Some of it may be your family's
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This week's money move · new every Monday
Ladder your FDs instead of one big deposit
Three smaller FDs at staggered tenures beat one big one: better average rates, and money unlocking every few months.
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What's that daily habit costing you?
₹250/day on coffee = ₹75 lakh over 20 years (if invested).
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₹75 lakh is what a ₹250/day habit becomes in 20 years, invested.
Try your number →Money news
What changed, and what it costs you
Banking & SavingsAffects everyone
RBI's ₹25,000 fraud compensation is not live yet. It starts on 1 January 2027
The framework to compensate victims of small digital frauds is being reported as already in force. RBI finalised it in June, but it only covers transactions from 1 January 2027.
Cards & LoansAffects some
Paying foreign websites by card may need an extra check from 1 October
RBI's deadline for card issuers to validate one-off international online card payments falls on 1 October 2026, so some overseas purchases may ask you to verify.
Latest guides
Worth reading this week
Earn More · 9 min
How to earn money with AI in India: realistic ways that work
AI will not pay you by itself. Here is how people in India actually earn with it: freelance work done faster, tutoring, AI training tasks and small automations, with honest pay ranges and the scams to avoid.
Insurance · 7 min
Health insurance for parents in India: cover and the 80D deduction
Why a separate policy for parents usually beats adding them to your floater, what to check in a senior citizen plan, and the tax deduction of up to ₹50,000.
Home & Property · 6 min
Why rent agreements in India are 11 months, and when to register
An 11-month agreement avoids compulsory registration under the Registration Act. What that saves, what it does not, the Maharashtra exception, and the clauses to check.
Cards & Loans · 6 min
Buy now pay later in India: what it really costs you
Pay Later is a loan, reported to credit bureaus like any other. When it is genuinely free, what late fees do to the real cost, and how to use it without getting hurt.
Cards & Loans · 6 min
How to build a credit score from zero in India
No credit history shows as NH or -1, which is a blank page, not a bad score. The fastest honest ways to start one, how to use them, and how long it takes.
Banking & Savings · 7 min
How to save money on a ₹25,000 salary in India
A real monthly budget for a ₹25,000 salary, whether you live at home or pay rent, and the order to save in: a small buffer first, then a SIP.
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