Monday, 20 July 2026

Your money today

One five-minute move, the deadlines that matter, and the rates that changed. That's it. No noise.

Today's money move

Ask your bank for the auto-sweep facility. FD rates on your idle balance, zero effort.

Set up the sweep

A new move every day. Five minutes, honest maths, no product pitch.

Deadlines coming up

11days

ITR filing deadline (non-audit)

31 Jul · File your FY 2025-26 return to avoid late fees and interest. Prepare →

57days

Advance tax: 2nd instalment

15 Sept · 45 percent of the year's advance tax should be paid by today. Prepare →

72days

Small savings rate reset

30 Sept · PPF, SSY, SCSS and post office rates are reviewed for the next quarter. Prepare →

Rates right now

Full rates board →

5.25%

RBI repo rate

7.1%

PPF

8.2%

Sukanya (SSY)

7.5%

Best savings a/c

Last reviewed 2026-07-16. Small savings rates reset quarterly.

Tool of the day

RD Calculator

RDs are simple, but the maturity formula isn't obvious.

Run the numbers →

Come back tomorrow, the move changes daily. Or take the 3-minute financial health check and get your score out of 100.