The PaisaExpert guide to
Cards & Loans
Best credit cards, cheapest personal loans, education loans, credit-score repair and debt help.
Start with this guide
First credit card in India: how to choose, honestly explained
If this is your first credit card, ignore the rewards. Pick one that builds your credit score, doesn't sting you on fees, and is easy to close.
Read the guideWork out your number first
All calculators
Most opened
What's That Daily Habit Costing You?
Coffee, Swiggy, OTT, see what they really cost over 10 years.
Most opened
Subscription Killer
List every auto-debit. See the annual damage you didn't notice.
EMI Calculator
Monthly EMI, total interest, prepayment scenarios.
Credit Card Interest Cost
True rupee cost of revolving a balance.
More in Cards & Loans
Why PaisaExpert exists
How to check your CIBIL score for free in India
The credit card minimum payment trap, in real rupees
The cheapest way to borrow money in India, compared
When a credit card balance transfer is actually worth it
Repaying an education loan in India, honestly
How to build a credit score from zero in India
Buy now pay later in India: what it really costs you
Topics we cover in Cards & Loans
Best first credit card
The full guide on Best first credit card is being written.
Balance transfer
Travel cards
The full guide on Travel cards is being written.
Personal loans
The full guide on Personal loans is being written.
Credit score
Debt help
The full guide on Debt help is being written.
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