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17 results for "credit card"
Article · Cards & Loans
First credit card in India: how to choose, honestly explained
If this is your first credit card, ignore the rewards. Pick one that builds your credit score, doesn't sting you on fees, and is easy to close.
Article · Cards & Loans
The credit card minimum payment trap, in real rupees
Paying only the minimum due feels responsible. It is the most expensive habit in personal finance. Here is what it actually costs, and how to escape it.
Article · Travel & Spending
Forex card vs debit and credit cards for travelling abroad
Your regular debit card quietly charges 3.5 percent extra abroad. Here is how forex cards, credit cards and the 20 percent TCS rule actually compare in 2026.
Article · Cards & Loans
The cheapest way to borrow money in India, compared
Personal loan, credit card EMI, gold loan or overdraft? A plain guide to the cheapest way to borrow in India, with rough rate ranges and how to match the loan to the need.
Article · Cards & Loans
When a credit card balance transfer is actually worth it
A balance transfer moves credit card debt to a lower rate for a few months. It saves money only if the interest you avoid beats the transfer fee, and only if you clear the balance in the window and stop spending on the old card. Here is the maths, plus how it compares with a personal loan.
Calculator · Live
Credit Card Interest Cost
True rupee cost of revolving a balance.
Calculator · Live
Credit Card Minimum Payment Trap
How long to clear if you pay only the minimum.
Section
Cards & Loans
Best credit cards, cheapest personal loans, education loans, credit-score repair and debt help.
Article · Cards & Loans
How to check your CIBIL score for free in India
You are entitled to one free full credit report a year from each of the four RBI-licensed bureaus. That is four free checks a year, with no app subscription. Here is how.
Article · Reclaim & Rights
How to dispute a wrong or fraudulent card charge in India
A wrong, double, or fraudulent charge on your card is usually recoverable in India if you act fast. Here is how to report it, raise a dispute or chargeback, use RBI's zero-liability rule, and escalate to the Ombudsman.
Article · Tax
Freelancer income tax in India: presumptive tax, GST and advance tax
How freelance income is taxed in India: the 50 percent presumptive scheme, when GST registration applies, advance tax, TDS credit, and which ITR form to file.
Article · Cards & Loans
How to build a credit score from zero in India
No credit history shows as NH or -1, which is a blank page, not a bad score. The fastest honest ways to start one, how to use them, and how long it takes.
Article · Cards & Loans
Buy now pay later in India: what it really costs you
Pay Later is a loan, reported to credit bureaus like any other. When it is genuinely free, what late fees do to the real cost, and how to use it without getting hurt.
Calculator · Live
Balance Transfer Savings
Worth moving your card debt to a 1% transfer offer?
Calculator · Live
Forex Card vs Intl Debit Card
True cost of $1,000 spent abroad on each.
Section
Travel & Spending
Cheap flights, forex cards, UPI cashback, lounge access and reward maximisation.
Section
Reclaim & Rights
Recover wrong charges, find forgotten money on UDGAM/IEPF, RBI Ombudsman and consumer court.