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20 results for "rent vs buy"
Article · Home & Property
Rent vs Buy, the honest maths (with opportunity cost)
Your parents will tell you 'rent is wasted money.' That's wrong about 60% of the time in tier-1 metros today. Here's how to actually decide.
Calculator · Live
Rent vs Buy Calculator
With opportunity cost, stamp duty, brokerage and tax.
Article · Home & Property
Under-construction vs ready-to-move: the real cost and risk difference
Under-construction flats look cheaper on the sticker, but you pay rent plus pre-EMI for years and carry delivery risk. Ready-to-move costs more upfront but skips GST and the gamble. Here is how to weigh the two honestly.
Section
Home & Property
Home loans, stamp duty by state, EMI vs rent, RERA basics, joint loans and tax benefits.
Article · Investing
SIP vs Lumpsum, which actually wins in Indian markets?
The textbook answer is 'lumpsum on average wins.' The honest answer is 'most people can't psychologically handle lumpsum.' Here's how to choose.
Article · Tax
Old vs New tax regime, which one should you actually pick?
The new regime is the default in 2026. But for many salaried Indians with 80C, HRA and home-loan EMIs, the old regime still wins. Here's the test.
Article · Insurance
How much health insurance does a family actually need?
₹5 lakh is the default most Indian families buy, and it is dangerously low. Here is how much cover you actually need, and the cheap way to get to it.
Article · Home & Property
Home loan prepayment vs SIP: where should your bonus go?
Got a bonus and a home loan? The choice between prepaying and investing is part maths, part temperament. Here is the honest framework for deciding.
Article · Tax
HRA exemption: how it is calculated and how to claim it
If you pay rent and earn HRA, you are likely under-claiming. Here is the exact formula, the proof you need, and the mistakes that cost salaried Indians thousands.
Article · Investing
Index funds vs active mutual funds in India: the honest comparison
Active funds promise to beat the market. Most do not, after fees. Here is what the Indian data shows, and how to decide what belongs in your portfolio.
Article · Insurance
Term insurance vs ULIP: why mixing the two costs you
ULIPs and endowment plans bundle insurance with investment, and do both badly. Here is the honest case for keeping protection and investing separate.
Article · Travel & Spending
Forex card vs debit and credit cards for travelling abroad
Your regular debit card quietly charges 3.5 percent extra abroad. Here is how forex cards, credit cards and the 20 percent TCS rule actually compare in 2026.
Article · Home & Property
Stamp duty and registration charges when buying a home in India
Stamp duty and registration can add 5 to 8 percent to a property's price, the cost buyers most often forget to budget. Here is how it works and how to lower it.
Article · Travel & Spending
Car vs cab in an Indian city: the honest monthly cost
A car feels like an asset. In an Indian city it often behaves like a fast-depreciating monthly expense. Here is the true cost, side by side with cabs.
Article · Household Bills
How to Cut Your Mobile and Broadband Bill in India
A plain, practical guide to paying less for mobile data and home internet in India: stop buying data you do not use, switch to annual recharges, compare fibre plans honestly, port your number, and strip out add-ons you forgot you were paying for.
Article · Household Bills
Rooftop solar payback in India: the honest maths before you buy
Rooftop solar usually pays for itself in 4 to 6 years if you own a sunny roof. The honest maths on net metering, the PM Surya Ghar subsidy, empanelled vendors, and when to skip it.
Article · Home & Property
RERA Basics Every First-Time Homebuyer Should Know
RERA is India's homebuyer safeguard. Here is what it is, how to confirm a project is registered before you pay, the protections it gives you on carpet area and delivery, and how to check your state RERA website.
Article · Insurance
Why health insurance claims get rejected in India
Most health insurance claims in India are rejected for avoidable reasons: non-disclosure, waiting periods, room-rent caps and missing documents. Here is how each works and how to stay on the safe side.
Article · Insurance
Critical illness vs personal accident cover: who needs it
Critical illness pays a lump sum when you are diagnosed with a listed illness. Personal accident covers death and disability from accidents. Here is who genuinely needs each, who is being upsold, and how they differ from health and term insurance.
Calculator · Live
CIBIL Score Improvement Roadmap
Personalised 6-12 month plan based on your current score.