Hand-picked · updated monthly

Honest money deals worth your time

A short list, never a wall of 50. Each one passed our editorial test: would we open this product ourselves? If no, it's not here.

Last reviewed: 2026-05-01. Some links earn us a commission at no cost to you. See our editorial code.

Top picks this month

Banking & Savings

Top pick

Up to 7.25% interest on savings, same DICGC insurance as SBI

AU Small Finance Bank

Highest-tier balance gets 7.25%, even ₹1L+ gets 7%. Zero minimum balance. Mature mobile app, full UPI support.

Honest catch: Deposit insurance caps at ₹5L per bank, split if you have more.

Open AU Small Finance Bank * Affiliate link, at no cost to you

More deals worth knowing

Banking & Savings

7% savings + best-in-class sweep-FD feature

Equitas Small Finance Bank

Up to 7% on savings. Their sweep-FD automatically moves any balance over ₹50k into a short-term FD, passive higher yield without you doing anything.

Open Equitas Small Finance Bank * Affiliate link, at no cost to you

How we choose what's listed here

Most "best of" lists in Indian personal finance media rank by who pays the highest affiliate commission. Ours doesn't. We pick what we'd open ourselves, with the same money, today. If we earn a commission via the link, we say so. If we don't, we still list it.

Have a deal we should know about? Email us, we read every suggestion.