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12 results for "EMI"
Article · Tax
Old vs New tax regime, which one should you actually pick?
The new regime is the default in 2026. But for many salaried Indians with 80C, HRA and home-loan EMIs, the old regime still wins. Here's the test.
Article · Banking & Savings
The 50-30-15-5 budget, rebuilt for Indian incomes
The classic 50-30-20 budget breaks when a quarter of your income is EMI. Here is a version that fits how Indian households actually earn and spend.
Article · Home & Property
Under-construction vs ready-to-move: the real cost and risk difference
Under-construction flats look cheaper on the sticker, but you pay rent plus pre-EMI for years and carry delivery risk. Ready-to-move costs more upfront but skips GST and the gamble. Here is how to weigh the two honestly.
Article · Cards & Loans
The cheapest way to borrow money in India, compared
Personal loan, credit card EMI, gold loan or overdraft? A plain guide to the cheapest way to borrow in India, with rough rate ranges and how to match the loan to the need.
Article · Earn More
How to increase your income: the salaried person's playbook
Your salary is your biggest financial lever and most people never negotiate it. The raise maths, the skill premium, and the second-income stack, honestly.
Calculator · Live
EMI Calculator
Monthly EMI, total interest, prepayment scenarios.
Calculator · Live
Loan Prepayment Savings
What one extra EMI a year saves on a home loan.
Calculator · Live
Education Loan EMI
With moratorium and interest accrual during studies.
Calculator · Live
Home Loan EMI (with Tax Benefit)
EMI, total interest, 80C and 24(b) tax savings combined.
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Property Affordability
Max property price based on income, EMI capacity, down payment.
Calculator · Live
Indian 50/30/15/5 Budget Analyser
Needs, wants, savings and EMI, rebuilt for Indian households.
Section
Home & Property
Home loans, stamp duty by state, EMI vs rent, RERA basics, joint loans and tax benefits.